Evan brings in annuities products where you participate in both the upside and downside of the market. Paul and Evan talk about how bizarre this product seems and allows you to choose how much risk you are willing to take and explain where this product fits with Fixed Income Annuities and Variable Annuities. Evan bemoans the fact that somehow insurance companies have figured out how to add market-timing to an annuity product. Later in the episode, Paul shares a gold advertisement and breaks down the strategies being used in it to make misleading claims about gold performance.
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