What You Will Learn
- How to prepare yourself now to retire well in the future
- Learn how all the pieces of a proper financial plan fit together
- Identify when a financial person is selling you a product you don’t need
Course Summary
A course designed to give you the essential knowledge to navigate financial health in your 50s, and set yourself up well for retirement.
Cost: $100
Length: 13 videos, 190 minutes
Course Outline:
- Intro
- Risk Management
- Disability Insurance
- Home and Auto Insurance
- Life Insurance
- Long-Term Care Insurance
- Investing and asset allocation
- The source of investment returns
- Minimizing risk
- Building a retirement portfolio
- Retirement income
- How Much Do I Need to Retire
- Social Security
- Taking an Income
- Tax planning
- Understanding the Tax System
- Taxes on Investment Income
- Retirement and Tax Diversification Strategies
- Estate planning:
- Introduction to Estate Planning
- Discussions with Children
- Conclusion
Money in Your 50s
- “Will I be able to stop working one day?”
- “Do I have enough money saved for retirement?”
- “Am I doing enough to prepare for a relaxed retirement?”
Finding the answers to these questions can seem daunting. Who can you trust?
Much of the information on the internet comes from people trying to sell you a product. So how
can you get real answers?
Plus, you don’t know what you don’t know. Are you even asking the right questions?
That’s why we’ve created this course.
We want to give you the tools you need to gain confidence when it comes to making big financial decisions for the next phase of life. You don’t need to get a master’s degree in finance to gain confidence. But you must know certain things so you can detect a cheap sales pitch from a real solution.
This knowledge can only come from people outside the sales machine of the industry.
In this video course, you’ll learn what you need to know to set yourself up for retirement so you can relax. We answer questions such as:
- How do you manage your risks without breaking the bank?
- How can you invest to maximize return but not take too much risk?
- How exactly will you draw an income during retirement?
- What will social security look like for you?
- How much do you need to be saving right now?
- How can you minimize taxes now and through retirement?
- What does a successful estate plan look like?
By the end of this course, you will feel comfortable answering these questions and more.
You may not be able—or want—to implement all the strategies yourself, but you will know what to look for when finding someone to manage your money and make recommendations.
In short, you won’t have to feel like someone’s taking advantage of you.
Take control of your own retirement.
Sign Up for the Course Today
Understand Investing
People in their 50s tend to approach investing in a few different ways. Where do you fit?
1. “The risk-taker.” Some people feel they don’t have enough saved, so they want to get the highest possible return on their investments to “catch up.”
This often leads to unnecessary risk and can result in disastrous results.
2. “The worrier.” Others feel they want to hang on tightly to what they have, and not take any risk at all. This often leads to taking on significant inflation risk, and they can run the portfolio out of money before they realize it.
This second group can also be susceptible to being sold on expensive insurance products that—to put it lightly—over-promise and under-deliver.
In this course, learn about investing and retirement income from an academic perspective—but delivered in a way you can understand. You’ll walk away with a perspective from outside the sales process—from those unbiased because they don’t make money from financial products.
We help you understand the basic concepts of this research and what it means for your investments, so you can feel confident about the strategy you should take.
This doesn’t mean you need to implement the strategy yourself, but after taking this course, you will know a good strategy from a bad one.
Comprehensive Financial Picture
Building a financial plan is like making a puzzle—you need all of the pieces for the whole picture to make sense.
If you have all the pieces related to risk management, but you don’t have the investing pieces, you’re not going to get things right.
Each area affects all of the other areas.
That’s why, when making a financial plan, it’s essential to consider every area of your financial life.
That’s what this course helps you do.
We give you a little knowledge of each area, so you can see the full picture.
Get your sixth decade—your 50s—on the right financial track: sign up for the course today.
Meet Your Instructors
Paul Winkler, ChFC®, RICP®, RFC®, CLU®, LUTCF, CASL®, AAMS®, WMCP®
This course is led by Paul Winkler, the Investor Coach. With over 30 years of experience in the financial industry, the author of two books, and host of the long-running Investor Coaching Show, Paul takes a wealth of knowledge and distills it into the core points that
you need to know.
Ira Work, ChFC®, RFC®, AIF®, AAMS®, CASL®, CRPS®
Ira has been in the financial industry since 1984 and has worked for—or seen— just about every type of investment or investment company you can think of. Ira specializes in building and allocating retirement portfolios to generate income and last throughout retirement.
Anne Sawasky, J.D., ChFC®, RICP®, CDFA™
Anne has over 30 years of experience in the financial industry, having worked in compliance for many large firms before bringing her behind-the-scenes knowledge to the everyday investor. She brings her vast expertise to help you navigate the complex area of risk management.
Robert Pautienus III, Esq
Robert has practiced law for over 20 years and has a speciality in estate planning. obert has taught continuing education courses for many professionals and brings this experience to our course to help you understand how to plan your legacy.
Arlene Brown, ChFC®, CLU®, CDFA®
Arlene has over 25 years of experience in finance, and—though she doesn’t sell insurance products anymore—has extensive experience with insurance sales. She has seen the dark side of the industry and uses that experience to educate investors on the right way to create retirement income.
Jim Wood, CFP®
Jim has over 25 years experience and specializes in helping clients generate sustainable retirement income. He has worked with hundreds of clients, building income plans and seeing them through retirement.
Evan Barnard, CFP®, EA
Evan has been in the industry since 1991, and has specialized in building comprehensive financial plans, with an emphasis on tax management. As both an EA tax-preparer and CFP®, with over 30 years of experience, Evan gives us a rundown on how to minimize taxes as you prepare for retirement.
Chad Henson, CFP®, ChSNC®, CRPC®
With over 10 years of experience in the industry, Chad specializes in building comprehensive financial plans. He also has an expertise in working with special needs families, and he uses this knowledge to give well-rounded advice to the hundreds of clients he’s worked with.
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