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Money is a tool to help you express what is most meaningful to you. People who have a good relationship with money typically have a deep sense of purpose. Today, Paul and Evan have a conversation about how younger Americans report feeling a lower sense of purpose, how to get on the right track about what’s most important to you, and how you can use money to help you live a meaningful life.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.


Since 401(k)s are full of hidden fees, poorly diversified funds, stock picking, and market timing, how can you make the most of your employer-matched retirement option? Today, Paul and Evan explain why 401(k)s are designed to be confusing and misleading and how you can work with an advisor to learn what your options are and be a more confident investor.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.

Paul and Evan discuss the holiday season and how most investors have a large U.S. rally on their Christmas wish list this year. Listen along to hear the two advisors share why putting your hope in the industry and large U.S. companies usually leads to watching markets and having your emotions pulled around by things you can’t control. Later in the episode, Paul brings up how loyalty used to be meaningful to your insurance company and why it is important to occasionally shop around to see if there is a better deal.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.


Everyone will eventually reach a point where they can’t or no longer want to work. Paul and Jim discuss U.S. doctors who earn the highest wages in the world but dislike their jobs. Listen along to hear how purpose, work, and finances can either create a nightmare for you in the future or allow you to be flexible and choose what is best for you in any season. Later in the episode, Paul talks about Robinhood’s ADV and why it is crucial to look at ADVs before you give your money to trading platforms or fund companies.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.


Paul and Jim cover an article and an interview that spreads misinformation about 60/40 portfolios and exposes the industry’s problem with them: They never set them up or manage them correctly, and then complain about the results. Listen along to learn about why the industry wants to push you in other directions when taking retirement income and what the Nobel Prize-winning research says instead.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.


Today, Paul and Jim discuss an article that claims the math proves the optimal age to take Social Security is 70. Listen along as these advisors talk about why each plan is unique and some reasons it may be a bad choice to take it at that age. Confident investors know that taking benefits at a mathematically perfect age can be a trap, but learning about your own plan and goals can help you discover the right age for you to start taking benefits.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.

Paul and Jim open the episode by discussing a challenge that often sneaks up on newly retired investors: trusting the process and letting their money work for them. The two advisors then acknowledge the difficulty of becoming a homeowner in 2025 and share a few different opinions about why the average age of a first-time homeowner is now 40. Listen along as they break down these takes and add their experience to the conversation.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.


Getting investors to recognize the limitations of stock picking has always been a problem. Now, it is even more difficult because Robinhood has changed the investing culture for the next generation. Today, Paul, Evan, and Jim talk about how Robinhood has exploded by blurring the lines between investing, which requires patience and a long-term outlook, and betting, which focuses on entertainment and short-term results.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.


Today, Paul, Evan, and Jim discuss why steady population growth is an important factor in an economy’s health and prosperity. The problem is that population growth is difficult to affect through policy. Listen along as these advisors discuss how the U.S. government has worked to incentivize marriage and family, whether the Trump accounts are a similar tactic, and how policies that slow immigration also exacerbate the issue of population growth.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.


Paul, Jim, and Evan bring up a lawsuit between NASCAR driver Kyle Busch and Pacific Life. Busch was sold a life insurance policy that would allow him to pull out $800,000/year after he turned 52. After many attempts to talk with his agent, it seems his money is gone. Listen along to hear why insurance products that claim to be “safe” are even too risky for someone who drives race cars professionally.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.

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