Paul asks Dan to share some of his experience with clients around annuities to help people see what’s actually going on behind the scenes. Dan shares a story of a client who bought an annuity and was sold an income rider, believing this would help her have a consistent income for years. The payout of this product after the cost of the rider was $90 a month. Listen along as these advisors help you see how the language around these products is twisted to make you believe that you’re getting returns or even wealth growth that isn’t there.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.

Paul, Evan, and Dan talk about investors who are nearing or in retirement and their biggest concerns. Fewer and fewer people are entering retirement with confidence, and the industry is so focused on selling them products or sharing advanced strategies instead of education and planning. Listen along as three experienced advisors explain why no one can help you make the right decision until they have a strong understanding of your situation and goals.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.

Paul, Evan, and Dan discuss an advertisement that aims to convince investors that “normal” advisors are wrong about bonds and will run your retirement into the ground if you let them. The problem is that the sales pitch sets up a scenario that rarely happens in the industry and fails to mention that all they are doing is selling a product that makes them a large commission. Evan calls the tactic for setting up a false situation to pitch against setting up the straw man and explains why it’s one of the oldest tricks in the sales book. Listen along as these investors talk about why an annuity is not a good alternative to a diversified portfolio, regardless of your age.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.

In this two-part episode, Evan covers the things that worry investors the most about retirement and the top 10 reasons people don’t work with a financial planner. Sixty percent of Americans don’t work with a financial planner at all, whether it’s because they have hang-ups about discussing finances, have been burned by bad planners in the past, or they don’t believe they have enough money to start. Listen along as Evan talks about the biggest fears people have around planning for their future and the most common hang-ups in reaching out for help.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.

In this two-part episode, Evan covers the things that worry investors the most about retirement and the top 10 reasons people don’t work with a financial planner. Sixty percent of Americans don’t work with a financial planner at all, whether it’s because they have hang-ups about discussing finances, have been burned by bad planners in the past, or they don’t believe they have enough money to start. Listen along as Evan talks about the biggest fears people have around planning for their future and the most common hang-ups in reaching out for help.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Evan shares an article by Jason Zwieg, titled “Wall Street’s Big, Bad Idea for Your 401(k),” which highlights how Wall Street is excited to start selling alternative investments to average investors. Listen along as Evan explains why you should always be cautious when a company that sells you something is excited that the rules have relaxed, and why you should just say “no” to alternative investments. Later in the episode, Evan explains why millennials have more wealth than they’ve ever had, but are more worried about money.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul jumps onto Chris Hand’s show on WTN to talk about an executive order signed by President Trump that allows crypto, private equities, and other alternative assets to be added to your 401(k) plan by your employer. Historically, 401(k) plans have often offered funds that lack diversification and employ market timing, which adds a whole new level of risk. Listen along as Paul and Chris talk about how to invest during a Trump presidency.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.

Most investor misinformation and confusion surround some of the most fundamental concepts about the stock market. What is the stock market? Who sets the prices? Why has it been seen as the greatest wealth-building tool in the history of the world? Today, Evan addresses these topics by explaining how the stock market is a network of markets that are all driven by individual companies trying to make profitable businesses and explains some of the ins and outs of how it works and how it can be studied. Later in the episode, Evan acknowledges some skepticism forming around economic data after President Trump fired Erika McEntarfer, the Commissioner of the Bureau of Labor Statistics.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at www.paulwinkler.com/relax and take the stress out of planning your retirement.