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Paul discusses an article in Financial Advisor Magazine titled “Where Are the Retirees’ Yachts?” He pulls back the curtain to help investors see why the investment industry makes large profits while investors get weak returns. In Part 1, Paul explains how the firms disguise market timing and how the financial industry designs its messaging to push you toward the products with the highest commissions.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Paul shares some insights about how people are living in retirement to help you make the right plan. Listen along to hear how things like lifestyle, life expectancy, spending habits, and long-term care plans are changing for retirees.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


ESG is marketed to investors to help change the world through investing. Defense stocks have gone up significantly since Russia invaded Ukraine. Paul explains how both investments miss out on capturing the whole market picture, and why the stock market works best when the profitability of companies is at the center. At the end, Paul shares why he is optimistic about the future.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


What hurts investors more than tumultuous markets, inflation, or a lack of investing education? Today, Paul talks about how an investor’s behavior determines the success of their goals more than any other factor. Paul shares an honest investor’s email who said he’s disillusioned with the process. Listen along to hear why you have the greatest impact on your investments and how to understand your own thoughts and emotions to avoid buying into products or philosophies that are designed to make other people money. Later in the show, Paul talks about the Russian oil supply and the changes that countries are considering to work around the issue.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


When a company chooses to do a stock split, it is usually to lower the share prices and encourage smaller investors to buy. Paul and Jim talk about a 20:1 stock split that Alphabet recently announced that would lower its share prices from over $2,500 to approximately $138. Listen along to hear why stock splits aren’t a sign of future success and have no effect on a company’s value. Later in the episode, Paul addresses some things to consider when choosing an age to start collecting Social Security.

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Paul and Jim talk about some recent grumblings from users about Google’s ads and privacy policies that remind them of how other household companies like Sears or Walmart have also struggled or have been usurped by other companies. They take the opportunity to give investors a larger perspective on what successful investing looks like and why buying single stocks is always dangerous.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Paul talks to pension owners and shares why understanding the value of a pension is a more complex equation than most think. Having a plan is becoming even more important as inflation rises throughout your working life and retirement. Later in the episode, Paul explains how businesses are responding to inflation by offering more perks instead of raises for employees and why companies are slow to raise wages.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


While many important stories are being reported on, the media often writes material that is downright scary and unhelpful for investors. Paul spends two episodes helping investors gain a more thorough understanding of this conflict. In this episode, Paul explains why some markets have fallen significantly while others have performed more favorably. Later in the episode, Paul combats current headlines about Europe’s Russian oil addiction with headlines from a few months ago about Europe scaling back its Russian oil use.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


While many important stories are being reported on, the media often writes material that is downright scary and unhelpful for investors. Paul spends two episodes helping investors gain a more thorough understanding of this conflict. In this episode, Paul shares a surprising article on a large number of Russians who want to permanently leave the country over the conflict and why the ease of information differentiates this war from previous wars. Later in the show, Paul covers how the loss of private business partners affects Russia in the long term.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


With all that is going on in current events, Paul takes note of how the financial media is talking to investors right now. Paul analyzes a common message: “If you don’t align with a company morally, don’t invest in it.” Paul explains why environmental and social governance are easy to manipulate and completely change the purpose of investing for both companies and investors. Listen along to hear why companies focusing on profit and investors focusing on successfully capturing markets is still a better way of investing. Later in the episode, Paul pushes back on the article titled “Vanguard Is All About Making Investing Cheap and Simple.”

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.

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