Today, Paul uses an article from the WSJ called “Factor ETFs Fail to Deliver Their Promised Outsize Returns“ to explain what factor-based investing is and how the investment industry has turned 5-factor investing into over 400. Listen along as Paul and Ira talk about what factors actually drive returns. Later in the show, Paul shares a story about running into someone working at the hardware store who decided to get a job shortly after retiring and discusses the changes people often make after experiencing retirement for a year or two.
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