Paul Winkler and Joan Jones Discuss “Trump IRAs” and Saving for Retirement

New retirement savings proposals are generating national attention — but beneath the headlines is a much bigger conversation about investor behavior, financial education, and long-term wealth building.

In this interview, Paul Winkler joins Joan Jones to discuss the proposed “Trump IRA,” why participation in retirement incentives remains low, and how behavioral finance influences the decisions people make with money.

The conversation also explores the role of automation in saving, the importance of ownership through investing, and why academic research matters when helping people prepare for retirement.